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Islamic Will Guide – HiraTrust
🌙 Islamic Estate Planning

Create Your Islamic Will
Step-by-Step Guide

Protect your family, fulfill your Islamic obligations, and ensure your assets are distributed according to Allah's guidance. Complete guide for Muslims in the West.

8 Simple Steps
100% Shariah Compliant
Free To Get Started
Why It Matters

Every Muslim Needs a Will

The Prophet ﷺ said: "It is not permissible for a Muslim who has something to bequeath to sleep two nights without having his last will and testament written."

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Islamic Obligation

Writing a will is highly recommended (Mustahabb) in Islam. Without it, the state distributes your estate by default law — not Islamic law.

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Protect Your Family

Ensure your spouse, children and parents receive their rightful shares. Designate guardians for minor children before it's too late.

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Legal Protection

A properly written will is legally recognized. Without one, your assets go through intestacy laws which may contradict Islamic inheritance rules.

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Sadaqah Jariyah

Up to 1/3 of your estate can be given as charity — to a mosque, Islamic school, or causes you care about. Your rewards continue after death.

يُوصِيكُمُ اللَّهُ فِي أَوْلَادِكُمْ ۖ لِلذَّكَرِ مِثْلُ حَظِّ الْأُنثَيَيْنِ
"Allah instructs you concerning your children: for the male, what is equal to the share of two females..."
— Surah An-Nisa 4:11
Complete Walkthrough

8 Steps to Your Islamic Will

Follow each step carefully. The entire process takes 30–60 minutes to complete.

1
Personal Info
2
Family
3
Funeral Wishes
4
Executor
5
Assets & Debts
6
Bequests
7
Inheritance
8
Save & Sign
1

Personal Information

Your legal identity and contact details
This is the foundation of your will. Use your full legal name exactly as it appears on your government ID. This information will be printed on the legal document.
1
Enter Full Legal NameUse the name on your passport, driver's license, or national ID. Do not use nicknames.
2
Enter Date of BirthRequired to confirm legal capacity to make a will (must be 18+ in most states).
3
Enter Current AddressStreet, city, state, and ZIP code. This determines which state law governs your will.
4
Phone & Email (Optional)Used for notifications and account access only. Not printed on the will document.
Full Legal NameRequired — as on ID
Date of BirthDD/MM/YYYY format
Street AddressWith city, state, ZIP
Phone NumberOptional
💡 Tip: Use address autocomplete to fill your address quickly. Your address determines the applicable state law for your will.
2

Family Information

Spouse, children, parents, grandparents & siblings
Islamic inheritance law (Faraid) is calculated based on your family structure. The more accurately you record this, the more precise your inheritance distribution will be.
1
Marital StatusSelect: Single / Married / Divorced / Widowed. If married, enter your spouse's full name.
2
Add ChildrenFor each child: enter their name, gender (male/female), and date of birth. The system automatically determines if they are a minor. Sons receive twice the share of daughters in Islamic law.
3
Parents StatusIndicate if your father and mother are currently alive. This directly affects inheritance calculations — parents receive 1/6 each when children are present.
4
Grandparents & SiblingsAdd paternal/maternal grandparents (alive status) and siblings (full, paternal, or maternal). Siblings only inherit if you have no children.
🕌 Islamic Ruling

Children block siblings from inheritance. If you have children (son or daughter), your siblings receive nothing from the Faraid portion. Always include all living family members accurately.

Marital StatusSingle/Married/Divorced/Widowed
Spouse NameIf married
ChildrenName, gender, DOB each
Father Alive?Yes / No
Mother Alive?Yes / No
GrandparentsPaternal & Maternal
SiblingsFull / Paternal / Maternal
💡 Tip: Even if a family member passed away recently, update this section immediately. An outdated family section can invalidate your distribution calculations.
3

Funeral Wishes

Islamic burial preferences and instructions
Documenting your funeral wishes ensures your family follows Islamic Sunnah at a time when they may be grieving and overwhelmed. These instructions carry legal weight in the will.
1
Islamic Burial According to SunnahToggle ON to specify you want: Ghusl (ritual washing), Kafan (Islamic shroud), Salat al-Janazah (funeral prayer), and prompt burial.
2
No Autopsy / No EmbalmingYou can request no autopsy (except when legally required) and no embalming, which is not permissible in Islam unless absolutely necessary.
3
Burial Within 24 HoursToggle ON to request prompt burial as per Islamic guidance. This states your preference clearly even if not always possible.
4
Place of Burial & ExpensesSpecify your preferred burial location (e.g., "Islamic section of [Cemetery Name], [City]") and estimated funeral/burial budget.
5
Funeral AppointeeName one trusted person responsible for carrying out your funeral wishes. This is separate from your Estate Executor.
🕌 Islamic Guidance

The Ghusl (ritual washing) must be performed by a Muslim of the same gender. The Kafan should be white cloth. The Janazah prayer is Fard Kifayah — obligatory on the community. Burial in the ground facing Qiblah (Mecca direction) is required.

Islamic Burial (Sunnah)Toggle: Yes/No
No AutopsyToggle: Yes/No
No EmbalmingToggle: Yes/No
Burial Within 24hrsToggle: Yes/No
Place of BurialCemetery name & city
Burial ExpensesEstimated amount ($)
Funeral AppointeeTrusted person's name
💡 Tip: Contact your local Islamic center or mosque in advance to understand what Islamic burial services are available in your city. Some cities have dedicated Islamic cemeteries.
4

Appointments — Executor & Guardian

Who will carry out your wishes and care for your children
Appointing an executor (Wasi) is one of the most important decisions in your will. This person will manage your estate after you pass, pay your debts, and distribute assets to heirs.
1
Choose Your Executor (Wasi)Must be a trustworthy Muslim adult who is organized and able to handle legal and financial matters. Ideally someone outside the immediate family to avoid conflicts. Enter their full name and current address.
2
Alternate ExecutorName a backup in case your first choice is unable or unwilling to serve. This prevents court appointment of an unknown administrator.
3
Guardian for Minor ChildrenIf you have children under 18, name a guardian who will raise them. Choose someone who shares your Islamic values and can provide a stable home.
🕌 Islamic Guidance

The Wasi (Executor) in Islamic law must be a Muslim, sane, adult, and trustworthy. They are responsible for paying funeral expenses, clearing debts, distributing bequests, and then distributing the remaining estate to heirs. This is an Amanah (trust) — choose wisely.

Executor Full NameRequired
Executor AddressStreet, city, state
Alternate ExecutorName & address
Guardian NameFor minor children
💡 Tip: Always ask the person's permission before naming them as executor or guardian. Discuss your wishes with them so they understand their responsibilities.
5

Assets & Debts

List everything you own and everything you owe
Your net estate = Total Assets − Debts − Funeral Expenses − Unpaid Zakah − Hajj Cost. The inheritance distribution is calculated on this net figure. Be thorough and accurate.
1
Add Each AssetTap "+ Add Asset" for each item. Select the asset type, add a description, and enter the estimated current market value in USD.
2
Asset Types to IncludeReal estate, vehicles, gold & silver (enter weight + price), cash savings, bank accounts, stocks/investments, business ownership, other valuables.
3
Add Each DebtList all outstanding debts: mortgage balance, car loans, credit card balances, personal loans. In Islam, debts MUST be paid before any inheritance distribution.
4
Unpaid ZakahIf you have any Zakah you owe but haven't paid, enter the amount. This is treated as a debt and paid from the estate before distribution.
5
Hajj CostIf you have not yet performed Fardh Hajj and are financially able, toggle ON and enter the estimated cost. This will be paid from your estate.
Real EstateMarket value ($)
VehiclesCurrent value ($)
Gold & SilverWeight + price/unit
Bank AccountsBalance + last 4 digits
Investments/StocksTicker + units + price
BusinessOwnership % + value
Mortgage/LoansOutstanding balance ($)
Credit CardsTotal balance ($)
Unpaid ZakahAmount ($)
Hajj Not PerformedToggle + estimated cost
💡 Tip: For jointly-owned assets (e.g., a house owned with your spouse), only include YOUR share of the value. Toggle "Shared Asset" to Yes and specify the co-owner.
🕌 Islamic Payment Order
PriorityPaymentIslamic Basis
1Funeral ExpensesIjma' (scholarly consensus)
2All DebtsQuran 4:11-12 "after debts"
3Unpaid ZakahBukhari, Muslim hadith
4Unpaid HajjBukhari — "debts of Allah"
5Bequests (max 1/3)Sahih Bukhari 2744
6Faraid (Inheritance)Quran 4:11-12, 4:176
6

Bequests — Up to 1/3 of Estate

Optional gifts to non-heirs, charities, and mosques
A bequest (Wasiyya) allows you to give up to 1/3 of your net estate to individuals who are NOT your Quranic heirs, or to charitable causes. This is your opportunity to leave a lasting Sadaqah Jariyah.
1
Add Each Bequest RecipientFor each recipient: enter their name, type (Individual / Organization / Charity / Mosque / Family Non-heir), and the amount or percentage.
2
Fixed Amount OR PercentageToggle between giving a fixed dollar amount (e.g., $10,000) or a percentage of the distributable 1/3 (e.g., 50% of the 1/3 portion).
3
Total Cannot Exceed 1/3The system automatically shows how much of your 1/3 limit you have used. You cannot bequeath more than 1/3 without the consent of all heirs.
4
Video Testimony & Custom ClausesOptionally record or upload a video testimony — a personal message to your family. Add any custom legal clauses or special instructions.
5
Farewell AdviceWrite a personal message of guidance, naseeha, or Dua for your children and family. This becomes part of your will document.
🕌 Key Islamic Rule

"Laa wasiyyata li waris" — There is no bequest for an heir. You cannot use bequests to give extra to your children, spouse, or parents. The bequest portion can only go to non-Quranic heirs, charities, or institutions.

Recipient NameIndividual or org name
Recipient TypeCharity / Mosque / Individual
Amount or %Toggle between modes
NotesPurpose of this gift
Video TestimonyUpload or record
Farewell AdviceMessage to family
💡 Ideas for Sadaqah Jariyah: Local mosque building fund, Islamic school (Madrasah), orphan sponsorship organization, Quran printing project, water well in a poor country. Rewards continue after your death — insha'Allah.
7

Inheritance Distribution (Faraid)

Automatic Islamic inheritance calculation
This step automatically calculates your Islamic inheritance distribution based on the family information and assets you entered. These are fixed shares determined by Allah in the Quran — they cannot be changed.

📊 Example: Married with 2 Sons & 1 Daughter | Estate: $500,000

Wife (1/8)
12.5%
Son 1
34.8%
Son 2
34.8%
Daughter
17.4%
🕌 Important

These shares are fixed by Allah's command in the Quran (4:11–12). Changing them is not permissible. The calculator applies Sunni Hanafi jurisprudence. Review the distribution to verify your family situation is correctly reflected.

8

Save, Sign & Finalize Your Will

Review, add witnesses, notarize and download your will
The final step — review your complete will document, add witness signatures, optionally get it notarized, save it to your account, and download as PDF.
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1. Review Will

Read through your entire will carefully. Check all names, shares, and instructions for accuracy.

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2. Add Witnesses

Enter 2 witnesses' full names and addresses. They must be adults who are NOT beneficiaries in your will.

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3. Notarize (Optional)

Get your will notarized for extra legal strength. Upload notary document and video if available.

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4. Download PDF

Download your complete will as a PDF. Print and sign in front of witnesses for legal validity.

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5. Save to Account

Your will is auto-saved to your secure account. Update it anytime when your situation changes.

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6. Tell Your Executor

Inform your executor that the will exists and where to find the physical signed copy.

🕌 After Completing Your Will
  • Print and sign the PDF in front of 2 witnesses (both witnesses must also sign)
  • Store the original in a safe, known location (fireproof safe or safety deposit box)
  • Give a copy to your executor and one trusted family member
  • Review and update your will after any major life event (marriage, new child, divorce, new asset)
  • Recite Dua and make it a habit to review annually
💡 Tip: Update your will every 1–2 years or after any major life event. A will that does not reflect your current situation can cause family disputes and legal complications.
Common Questions

Frequently Asked Questions

Is an Islamic will legally valid in the UK / USA / Canada / Australia?+

Yes. A properly written, witnessed, and signed will is legally valid in most Western countries. It must be signed by you (the testator) and witnessed by two adult witnesses who are NOT beneficiaries. Notarization adds extra protection. Note that courts may not enforce portions that conflict with local law. Consult a local lawyer to ensure full compliance.

Can I give my daughter more than her Faraid share?+

No — the Faraid shares are fixed by Allah in the Quran (4:11-12) and cannot be altered. However, you may give gifts during your lifetime (Hibah) to whomever you wish. After death, only the 1/3 bequest portion can go to non-heirs, and even that cannot go to existing Quranic heirs unless all other heirs give their consent.

What happens if I die without a will (intestate)?+

Without a will, the state distributes your estate according to local intestacy laws — which are very different from Islamic law. You may also lose the ability to specify funeral wishes, appoint guardians for your children, or leave charity bequests.

Do I need a lawyer to create an Islamic will?+

Not necessarily. A will written clearly, signed by you, and witnessed by two adults is legally valid in most jurisdictions. However, for complex estates (businesses, multiple properties, international assets), we strongly recommend consulting an estate planning attorney.

How often should I update my will?+

Review and update your will after any major life event: marriage, divorce, birth of a child, death of a beneficiary or executor, or significant change in assets/debts. As a general rule, review it at least every 2 years even if nothing major has changed.

Can non-Muslims receive from my estate?+

According to the majority Sunni scholarly opinion, a non-Muslim does not inherit from a Muslim's estate through Faraid. However, you can include non-Muslim family members or friends in your 1/3 bequest portion as a gift, which is permissible.

What is the Nisab and how does it affect Zakah in the will?+

If you had wealth above the Nisab threshold (~87.48g of gold or ~612.36g of silver) for a full lunar year but did not pay Zakah on it, that unpaid amount is a debt owed to Allah. It must be paid from your estate before inheritance distribution.